Cheryl Fleming, GRI, ABR's Blog
Could one of these fears be stopping you from creating new, rewarding memories in a home you can truly call your own? If so, you might be forfeiting more than you think.
Home is an incubator of great memories
Memories color your life with emotion. Memories serve as signposts to your most endearing and life changing experiences. They get you through the toughest times. When you recall your sweetest memories, you might discover that many of them were created inside a home.
Picture it;hot apple cider, festive music and gifts beneath the Christmas tree as you and your family dine and laugh at your grandparents' house during winter. Summer barbecues shared with 30 of your closest relatives and friends at your parents', the house spacious enough to easily accommodate all guests.
Fears that hold you back
You appreciate having a place to create loving memories year after year. Over the last several years, you've been thinking about buying a house of your own. But, you keep putting buying a house off. Despite your desire to own your own place, these fears could halt your progress.
Lack of finances - Do you keep telling yourself that you don't have enough money to buy a house? Do you imagine yourself getting laid off and being unable to keep up your mortgage payments, all this before you buy even a small, affordable house? See if you also worry that you won't be able to afford a new car, to start a business, invest in an improved wardrobe or move into a better apartment. If so, you could be afraid that you'll never have enough money to do what you really want to do.
Weak DIY skills - Maintenance skills aren't required to own a home. Lenders don't ask borrowers if they have plumbing, electrical, roofing or construction experience. But, that doesn't stop you from trying to figure out what could go wrong with any house that you want. Every time you think about it, you imagine something breaking at the house that you can't afford to fix.
Security guarantee - Living in a house alone scares you. It's reached the point where sundown triggers fears of being victim of a home invasion. There aren't enough locks and alarms in the world to pacify your fears. You demand a written guarantee from the universe that affirms that your house will never, ever get robbed.
Unknown future - Change, including the birth of more children, a breakup or a new job, scare you. You need to know that you'll be prepared to meet any impending change without having to move again. For you, a starter home won't do. You're seeking permanence.
You're right. Owning a home is about more than finding a house that meets your family's dwelling needs. Owning a home is about more than paying a mortgage. There are maintenance and repairs to be made. If your family expands, you may have to add on a room. There will be a lot of changes from the moment you move in.
Many of these changes will involve family and friends, people who you'll create endearing memories with. When that happens, your home will be more than a residence. It will be a centerpiece of some of your life's greatest memories. If you truly want to own a home, don't let fears block you from enjoying these experiences.
- A step stool and a ladder You'll use both of these quite often, especially when you're moving. In my house there are a few top kitchen cabinets that are just out of reach, so I'm constantly pulling out the step stool. However, they're also useful around the house like in closets or reaching high spots while cleaning and painting. Equally important is a ladder. You won't want to mess around climbing on unsteady chairs for changing lightbulbs or smoke detector batteries. Plus you'll need one for access to the roof of your shed or house.
- A whole-house fan or air conditioner When you move into a house, especially in the summer months, you're going to want to stay cool while setting up and cleaning your new home. A great way to bring lots of fresh air into the house is to use a whole house fan which draws air into the attic and therefore causing air from outside to flow into your open windows. Window fans are a suitable substitute, so long as they have an exchange mode to bring air in and out.
- A bucket and a wheel barrow Both of these items are easily overlooked but will be invaluable when it comes to cleaning your house and maintaining your yard. Reddit user shuggins points out some of the myriad uses for a bucket: mopping the floor, pulling weeds, watering plants, washing the car, washing the dog, and even turn it upside down for a stool when you need a break from all those chores. And in the unfortunate event that someone is sick and queasy, a bucket can be a lifesaver.
- Drain stops and screens It won't take long for your drain pipes to get clogged up with food in the kitchen and hair in the bathroom without drain screens. Plus, having a drain stop for your sink will turn it into--you guessed it--a bucket! Buckets are the best.
- New locks Who knows who has copies of the keys in and around your home. It's important to change all the locks, including padlocks to your shed. There are many horror stories of new homeowners getting all settled in only to be burgled soon after.
- Batteries all sizes Reddit user typhoidmarry accurately describes the necessity for extra batteries when they write, "Your smoke detectors battery WILL die at 2am. It will." Play it safe and get extra batteries for your all of your electronics to avoid frustration and rage when you can't watch Netflix because your remote battery died.